Terms and conditions

1. Acceptance of Terms
   By accessing or using the services provided by Gambiva, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you may not access or use our services.

2. Modification of Terms
   Gambiva reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the services following such modifications constitutes your acceptance of the revised terms.

3. User Responsibilities
   You agree to use the services in a manner that complies with all applicable laws and regulations. You shall not engage in any conduct that could harm, disable, or interfere with the operation of the services or other users' ability to use them.

4. Intellectual Property
   All content, trademarks, and other intellectual property associated with the services are the property of Gambiva or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the services for personal, non-commercial purposes.

5. Limitation of Liability
   To the fullest extent permitted by law, Gambiva shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the services, even if Gambiva has been advised of the possibility of such damages.

6. Indemnification
   You agree to indemnify, defend, and hold harmless Gambiva and its affiliates, officers, agents, and employees from any claims, liabilities, damages, losses, or expenses arising out of your breach of these Terms and Conditions or your use of the services.

7. Governing Law
   These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Gambiva operates, without regard to its conflict of law principles.

8. Severability
   If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

9. Entire Agreement
   These Terms and Conditions constitute the entire agreement between you and Gambiva regarding your use of the services and supersede all prior agreements and understandings, whether written or oral.